Investment Advice
Your Investment Strategy
We prioritize your financial well-being by crafting personalized investment strategies that align with your goals. Our approach begins with a thorough understanding of your needs and risk tolerance.
By evaluating these factors, we can develop a comprehensive plan that reflects your financial aspirations.
With our unbiased and objective approach, we have the flexibility to incorporate a diverse range of solutions to construct a well-rounded portfolio. From individual securities and ETFs to mutual funds, bonds, GICs, and more, we leverage a wide array of options to optimize your investment strategy.
Our expertise allows us to execute your customized plan with precision, continuously adapting it to keep pace with your evolving circumstances and the dynamic market conditions. By choosing us as your trusted partner, you can navigate the complexities of investing with confidence and achieve your long- term financial success.
More than Just Investments
Tax Planning goes far beyond choosing the right investment account. Our planning process includes:
The truth is, good tax planning isn’t just a year-end task—it’s a lifelong strategy.
At Cornerstone Financial Management, our Certified Financial Planners help you understand how every piece of your financial plan fits together. We’ll show you the opportunities, uncover the risks, and build a tax strategy tailored to your unique needs.
Let’s lower the taxes you pay—today and tomorrow.
Mutual
Funds
Today there are thousands mutual fund available across Canada. In order to assist our clients with creating quality portfolios, we use sophisticated database software to…
Portfolio Analysis
Careful portfolio analysis is necessary to ensure that you have the correct asset allocation according to your objectives and risk…
GIC
Guaranteed Investment Certificates are issued in your name and can’t be sold except to the institution that issued them. You agree to keep the money in the GIC for a…
RRIF
A Registered Retirement Income Fund is an investment plan, established in accordance with Government of Canada requirements, into which you can transfer…
TFSA
A Tax-Free Savings Account is a registered savings account that allows taxpayers to earn investment income tax-free inside the account. Contributions to the…
RESP
Registered Education Savings Plans are registered education savings plans that grow tax-free until the child is ready for university, college or a vocational…
LIF
A Life Income Fund (LIF) is a retirement income plan using locked-in pension money and the owner of the LIF can control the investments held within the…
RDSP
Since in 2008, the Registered Disability Savings Plan has been available to Canadians who qualify for the disability tax credit and offers a…
LIRA
The Locked-In Retirement Account (LIRA) and Locked-In Retirement Savings Plan (LRSP) enable you, as an employee to maintain tax-deferred status of…