Canada Pension Plan Timing
Canada Pension Plan Benefits
As retirement planning specialists, we help you determine the best time to start collecting Canada Pension Plan (CPP) benefits.
What We Do
To understand the best time to start collecting Canada Pension Plan (CPP) benefits, we take into consideration how your CPP benefits will interact with other sources of income, such as:
- Workplace pensions
- RRSP/RRIF withdrawals
- Investment income (dividends, capital gains, interest)
- Government benefits (OAS, GIS)
- Rental Income
CPP Timing Strategy
We also factor in health considerations, spousal benefits, personal retirement goals, and tax implications.
By analyzing your entire financial picture, we can help you develop a CPP timing strategy that maximizes your retirement income, reduces your tax burden, and ensures long-term financial security.
Want to learn more?
Learn more about choosing the right time to start your CPP benefits